Terms of Use
These terms govern your use of restaurantinsuranceauthority.com. Effective 2026-07-24.
Effective .
Informational only — not advice
Restaurant Insurance Authority provides general educational information about commercial insurance. It is not legal, financial, or professional insurance advice, and it is not a substitute for a quote or a policy. Coverage terms, availability, and price are determined by insurers and licensed agents, not by us.
No guarantee of coverage or price
Cost figures on this site are illustrative industry data, not quotes. We do not guarantee any premium, coverage outcome, or approval. Your actual options depend on your state, carrier, revenue, payroll, location, and the coverages you select.
Use of the site
You agree not to misuse the site, submit false information, or use it in violation of applicable law. Content is provided "as is" without warranties, and to the extent permitted by law we are not liable for decisions made in reliance on it.
Contact
Questions about these terms: hello@restaurantinsuranceauthority.com. Restaurant Insurance Authority, c/o BlueGuard, LLC — contact hello@restaurantinsuranceauthority.com or (855) 480-1410.
Talk to an agent who insures food & beverage every day
A licensed commercial-lines agent who specializes in restaurants and bars will review your coverage, close the gaps that catch owners, and show you what a program actually costs — before anything is bound.